Lighthouse Assisted Living Homes helps families make informed decisions by giving them sufficient information about our services and options to pay for long-term care and senior housing.
Many families often ask us if they can use their Medicare benefits to pay for assisted living programs. To help you choose the right payment option, here are some information on what Medicare will and will not pay for:
Medicare pays the health care costs of clients who are at least 65 years old. Younger clients suffering from end-stage renal disease or certain disabilities also receive benefits from the health insurance program.
Long-term Care Services
In general, Medicare does not cover long-term care services or custodial care, including assistance in performing activities of daily living, such as bathing and getting in and out of bed. The insurance program, however, may pay for a limited stay in a skilled nursing facility when your loved one meets the following conditions:
Medicare will pay for the health care expenses of qualified beneficiaries for the first 20 days. From day 21 to 100, your family pays $152 per day and Medicare covers the balance. After 100 days, your family pays for all expenses incurred in a skilled nursing facility.
Patients who qualify for hospice care may use the insurance program to pay for medications and pain relief drugs, medical equipment, and short-term respite care.
While Medicare coverage does not include any kind of assisted living program, Lighthouse Assisted Living Homes offer other payment options, including Medicaid (based on specific criteria), long-term care insurance, and private funds.
Give us a call and let us discuss the best option for your loved one.
Assisted Living cost's in Littleton Colorado can vary. Click the following link to learn the Ways To Pay For Assisted Living in Littleton, CO. If you have any questions please contact us and we will be happy to help you navigate your situation.
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